Housing Ministry, LLC is a consulting and outreach firm dedicated to helping underserved families, first-time buyers, and impact-driven investors find creative, affordable paths to housing.

Whether you’re exploring Rent-to-Own, seeking Down Payment Assistance, or starting a Group Home we guide you step-by-step.

✅ First-time homebuyers
✅ Renters who want to own
✅ Multigenerational family housing
✅ Aspiring group home operators
✅ Investors with heart

25

Years of Experience

Core Solutions

Down Payment Assistance

With as little as a 580 score you could secure 100% financing and help with closing costs.

Rent-to-Own Program

Get into a home now and buy when you're ready. You may qualify with ja 580 Fico and 3.5% down plus costs.  

Multigenerational/Family Housing

Combining households to care for loved ones, reduce costs, and build wealth together across generations.

Group Home Coaching

Learn the multiple ways you can enter the independent living space; without the need to secure licensing.

Let's Talk About Your Housing Goals

Whether you're ready to move now or just figuring things out, Housing Ministry, LLC is a consulting firm here to help you navigate the mortgage maze. We walk you through loan options, creative programs, and smart solutions that actually fit your life — no pressure, just straight answers and real support. 

Housing Ministry, LLC is not a licensed mortgage or real estate company. However, our Executive Director, Shellie A. Carter, is a licensed mortgage and real estate professional, using her expertise to educate, empower, and inspire the public to make smarter, more informed housing decisions.
licensing

NMLS #997267
NJRE #1004246

phone number

201-772-0771

SOCIAL

@SHELLIEACARTER

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